{"id":27,"date":"2026-10-08T16:00:00","date_gmt":"2026-10-08T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/eddiejtorres-com\/2026\/10\/08\/us-medicare-plan-ending-action-steps\/"},"modified":"2026-10-08T16:00:00","modified_gmt":"2026-10-08T16:00:00","slug":"us-medicare-plan-ending-action-steps","status":"publish","type":"post","link":"https:\/\/www.eddiejtorres.com\/blog\/2026\/10\/08\/us-medicare-plan-ending-action-steps\/","title":{"rendered":"US Medicare Plan Ending Action Steps"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/eddie-torres\/advantage-plan-ends-fce4\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Medicare plan changes are never easy to navigate, and for those whose MA-PD plans are ending, the right steps are crucial. If no replacement is selected, you\u2019ll transition automatically to Original Medicare starting January 1, but your drug coverage will end. For Extra Help members, reassignment is possible, but it\u2019s not guaranteed for everyone. Remember, Original Medicare doesn\u2019t include an annual out-of-pocket cap. For 2026, expect Part B to run $202.90 per month with a $283 deductible, and Part A\u2019s deductible coming in at $1,700.<\/p>\n<p>With an insurer ending coverage for around 600,000 Medicare Advantage members in 2027, those early notice letters are more than paperwork\u2014they\u2019re your prompt to review and secure your next plan. Medigap\u2019s guaranteed-issue window opens 60 days before your plan ends and lasts for 63 days after. But if you go more than 63 days without drug coverage, you could face permanent Part D penalties.<\/p>\n<p>To keep your January 1 protection, make your selection by December 31. I always advise a thorough review of every prescription, tier, and pharmacy before deciding between a new Advantage plan or Original Medicare with Part D. After 44 years helping folks here in Florida with Medicare and health insurance decisions, I can say that understanding these timelines makes all the difference.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Medicare plan changes are never easy to navigate, and for those whose MA-PD plans are ending, the right steps are crucial. If no replacement is selected, you\u2019ll transition automatically to Original Medicare starting January 1, but your drug coverage will end. For Extra Help members, reassignment is possible, but it\u2019s not guaranteed for everyone. Remember, [&hellip;]<\/p>\n","protected":false},"author":533,"featured_media":28,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-27","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/posts\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/users\/533"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":0,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/posts\/27\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/media\/28"}],"wp:attachment":[{"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/media?parent=27"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/categories?post=27"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/tags?post=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}