{"id":25,"date":"2026-10-07T11:00:00","date_gmt":"2026-10-07T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/eddiejtorres-com\/2026\/10\/07\/original-medicare-leaves-health-costs-uncovered\/"},"modified":"2026-10-07T11:00:00","modified_gmt":"2026-10-07T11:00:00","slug":"original-medicare-leaves-health-costs-uncovered","status":"publish","type":"post","link":"https:\/\/www.eddiejtorres.com\/blog\/2026\/10\/07\/original-medicare-leaves-health-costs-uncovered\/","title":{"rendered":"Original Medicare Leaves Health Costs Uncovered"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/eddie-torres\/medicare-pay-2027-remotion-videos-88ce\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Having spent 44 years guiding clients through the complexities of Medicare and health insurance, I\u2019ve seen firsthand how some of the most common health-related costs remain outside standard coverage\u2014even as we look ahead to 2027. For those planning for retirement, it\u2019s important to remember that Original Medicare leaves significant gaps. Long-term custodial care\u2014like assisted living, nursing home stays, or ongoing home care\u2014typically isn\u2019t covered, except in very limited skilled nursing or certain home service situations. In addition, routine dental, vision, hearing aids, glasses, and contacts are not included, unless tied to specific medical conditions.<\/p>\n<p>Other areas, such as medical care abroad, elective cosmetic procedures, non-prescription items, routine foot care, and even some convenience costs during treatment, also fall outside traditional Medicare benefits. Exceptions are rare and usually tied to strict medical necessity.<\/p>\n<p>Over the years, I\u2019ve learned that reviewing supplemental or alternative plans before you retire can make all the difference. Make sure to budget separately for potential expenses like long-term care, dental, vision, hearing, and those small but frequent out-of-pocket items. Planning ahead helps you stay protected and confident in your retirement years.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Having spent 44 years guiding clients through the complexities of Medicare and health insurance, I\u2019ve seen firsthand how some of the most common health-related costs remain outside standard coverage\u2014even as we look ahead to 2027. For those planning for retirement, it\u2019s important to remember that Original Medicare leaves significant gaps. Long-term custodial care\u2014like assisted living, [&hellip;]<\/p>\n","protected":false},"author":533,"featured_media":26,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-25","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/posts\/25","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/users\/533"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/comments?post=25"}],"version-history":[{"count":0,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/posts\/25\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/media\/26"}],"wp:attachment":[{"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/media?parent=25"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/categories?post=25"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.eddiejtorres.com\/blog\/wp-json\/wp\/v2\/tags?post=25"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}